VI
Customer Investment Program
TRF Investors Earn a Solid Ten Percent Every
Year on Five-Year Loans
The Roadster Factory's Customer Investment Program is into its seventh year,
and more than one-hundred investors receive checks from us around the tenth of
each month. The stock market goes up and down, and bank CD's pay hardly
anything, but TRF investors still receive a good return on their money month after
month. A number of investors have made second investments, and a few have
invested three or four times.
The Roadster Factory uses the money loaned to us by our investors to develop our
inventory of fast-moving parts and to manufacture parts no longer available from
original sources. The benefits of having this cash available to our business allows us
to provide a lucrative fixed interest rate of 10% to our investors, a rate that has been
in effect for all investments made since January 19, 2002.
If you have some extra cash that you want to invest for five years at a very
favourable interest rate, you may want to consider an investment loan to The
Roadster Factory. You can invest any amount, starting at $1,000.00 for five years at
an annual interest rate of 10% If you invest $12,000.00, you will earn $1,200.00
each year on the money you loan, and you will receive a check from TRF each
month in the amount of $100.00. This will continue for sixty months, and on the
fifth anniversary of your loan, you will receive a check for the full amount of your
original principal. In the case of our example, this would be $12,000.00, and you
will have made $6,000.00 or 50% on your investment over five years.
Investment loans are unsecured personal loans to Charles A. Runyan, doing
business as The Roadster Factory. The Roadster Factory is a sole proprietorship,
owned completely by Charles Runyan and operated successfully for more than
twenty-six years. Although a small company, The Roadster Factory has been a
market leader in classic British car parts, and it is known world-wide for its
standards of quality, customer service, and commitment to the hobby that it
supports. Loans are documented by a lawyer-produced loan note, and insurance is
carried on the life Charles Runyan in an amount sufficient to cover all outstanding
loan balances in the event of Charles Runyan's untimely death.
A special benefit is offered to investors loaning $5,000.00 or more. This is an
employee's discount on parts purchases. This discount amounts to 33% off retail
prices of all parts for which TRF has a margin of at least 33%. This discount applies
to most parts in TRF's inventory, making our program attractive to some investors
who are working on major restoration projects. Note that the parts discount is
offered only on parts for personal use and not for resale.
If you have an interest in TRF's Customer Investment Program, please give us a
call and speak with either Charles Runyan, Proprietor, or Deb Gawlas, Director of
Operations. Either Charles or Deb will answer any questions that you may want to
discuss on the phone, and they will send to you a full description of the program and
a sample copy of the loan document. Note that this opportunity for investment loans
is offered only to individuals with a proven relationship to the company and to its
proprietor, i.e. long-term customers and friends...
